Contact Wednesday, April 23, 2014

Other Lines Of Business

Fire Insurance
Coverage that protects property against losses caused by fire or lightning and is usually included in homeowners insurance.

This is typically bought to cover jewelry, furs and other items that are moved from location to location, because the full value of these items may not be covered in standard homeowners’ policies. It covers losses wherever they occur.

Flood Damage
Covered under the comprehensive portion of an auto insurance policy, but "flood insurance" is available from the federal government under the National Flood Insurance Program. It is sold by licensed insurance agents. Flood damage is typically excluded under homeowners policies and many commercial property policies.

RV, Motorcycle/ATV, Snowmobile, Watercraft